About us

Building the infrastructure layer for global payments

Moja Switch Ltd is a Canada-incorporated fintech infrastructure company. We connect fragmented financial ecosystems through a unified orchestration and settlement platform.

Our story

Payment infrastructure should not be the barrier to innovation

Moja Switch was founded on a simple idea: payment infrastructure should not be the barrier to innovation.

Across Africa and global diaspora corridors, financial institutions, fintech companies, remittance providers, and payment service providers face a common challenge—building and maintaining the complex infrastructure required to move money securely, efficiently, and compliantly across borders.

After decades of combined experience in fintech, payments, mobile money, international development, and large-scale digital platforms, we recognized a growing need for a modern payment orchestration layer that could connect fragmented financial ecosystems through a single, scalable platform.

That vision became Moja Switch.

Moja Switch is building next-generation payment infrastructure that enables organizations to launch, manage, and scale cross-border payment services without the complexity of integrating multiple providers, settlement networks, compliance systems, and payout channels independently.

Our platform is designed to connect banks, payment service providers, remittance companies, fintechs, mobile money operators, and emerging digital asset networks through a unified orchestration and settlement layer.

Starting with North America-to-Africa payment corridors, our mission is to create the infrastructure that powers faster, more transparent, and more affordable movement of money across borders.

We believe the future of payments is interoperable, programmable, and globally connected.

Our goal

To become the trusted payment switch powering the next generation of cross-border financial services.

Vision

Money moves as seamlessly as information

To create a globally connected payment ecosystem where money moves as seamlessly as information.

Mission

Secure, scalable, compliant infrastructure

To provide secure, scalable, and compliant payment infrastructure that enables businesses to build and deliver world-class financial services across borders.

What we build

One platform, many rails

  • Payment orchestration and routing
  • Cross-border settlement infrastructure
  • Bank and mobile money integrations
  • Real-time transaction processing
  • Developer APIs and sandbox environments
  • Compliance, KYC, and transaction monitoring tools
  • Future-ready stablecoin and digital asset connectivity

Why Moja Switch

Built for integrators

  • Built for emerging and global markets
  • Designed for scale and interoperability
  • Compliance-first architecture
  • Developer-friendly APIs
  • Secure, resilient, cloud-native infrastructure
  • Deep expertise in payments, fintech, and international markets

Leadership

The team behind the switch

Decades of combined experience across fintech, payments, mobile money, and large-scale digital platforms.

Timona Dhidha Jarha
01
Founder & CEO

Timona Dhidha Jarha

Timona Dhidha Jarha is a fintech entrepreneur and payments strategist with over 20 years of experience across North America and East Africa. He is Founder & CEO of Moja Switch and Founder & CEO of Bongo Pesa — companies focused on modernizing cross-border payments and financial infrastructure connecting global diaspora communities with African markets.

Before becoming a full-time entrepreneur, Timona served as Director of Operations for a USD $40 million public-private malaria prevention initiative in Tanzania, leading nationwide operations and building a 7,000-retailer distribution network that powered one of Africa's first large-scale eVoucher platforms.

Timona's entrepreneurial journey began in 2009 with Shaka Mobile, an early MVNO serving the African diaspora through affordable communications and cross-border mobile money. He later founded Skool Pesa, a digital platform for school fee payments and institutional financial management. Today, through Bongo Pesa and Moja Switch, he is building the next generation of payment infrastructure to make cross-border money movement faster, simpler, and more accessible.

Yannick Yeboue
02
Co-Founder & CTO

Yannick Yeboue

Yannick Yeboue is Co-Founder & CTO of Moja Switch, where he leads the technical architecture behind the company's payment orchestration, API platform, and cloud infrastructure.

Previously an engineer at Block, Yannick built and operated distributed systems and scalable financial technology platforms at production scale — experience that directly informs Moja Switch's approach to reliability, security, and developer-first integration.

At Moja Switch, he is responsible for engineering the core switch — from real-time transaction processing and ledger design to the APIs, sandbox environments, and cloud-native infrastructure that partners integrate against.

At Moja Switch, we are not just building another payment platform. We are building the infrastructure layer that will power the future of global payments.

Partner with Moja Switch

Partnerships, integrations, and press inquiries welcome.

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